Olivia PS, Haikal F, . S, Priyono A, Putra AD. Understanding Generation Z’s Financial Behavior: Determinants of Propensity Toward Indebtedness in Jabodetabek: English. IDEB [Internet]. 2026Sep.10 [cited 2026Sep.11];7(1):43-60. Available from: https://ejournal.uniji.ac.id/ideb/article/view/397